Who is eligible to make a TPD claim?
TPD insurance provides a lump sum payment if you cannot work because of injury or chronic and terminal illness. If you have superannuation, you most likely have TPD insurance – although many people are unaware of this coverage.
To qualify for a TPD claim, you must prove that you most likely won’t be able to return to your current job or any other work you’re qualified for because of your injury or illness. Many super funds and insurers will have different policies and don’t accept these claims easily to avoid making payouts.
Rogalski Lawyers have supported hundreds of Australians submitting foolproof TPD claims, providing premium legal representation if necessary.
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Once your TPD claim is approved, you’ll receive a lump sum payment to go towards:
Pain and Suffering
Medical Expenses
Rehabilitation Expenses
Loss of Income
Superannuation Benefits
Commercial Value of Care and Assistance Costs
Out of Pocket Expenses
Our highly specialised TPD lawyers can review your policy and advise what you could be entitled to. Organise a free phone consultation today to explore your potential compensation—it’s worth reaching out.
Common injuries and illnesses classed as TPD
Injuries
- Brain injuries
- Carpal Tunnel
- Back injuries/spinal fusions
- Speech impediment
- Hearing loss
- Paraplegia
- Quadriplegia
Illnesses
- Cancer
- Dementia
- Alzheimers
- Parkinsons
- Chronic Lung Disease
- Motor Neurone Disease
- Multiple Sclerosis
- Muscular Dystrophy
- Severe Rheumatoid Arthritis
- Cardiomyopathy
- Primary Pulmonary Hypertension
Mental health conditions
- Anxiety
- Depression
- Schizophrenia
- Bipolar/BPD
- Post-Traumatic Stress Disorder (PTSD)
If you are unsure if you qualify for a lump sum payout, don’t hesitate to speak to our experienced TPD lawyers. We’ll listen to your story with compassion and respect.
Do you really need a TPD lawyer?
Dealing with the TPD claims process can be extremely stressful when you’re already facing a debilitating illness or injury. Many insurers and super funds will work against you to avoid making a lump sum payout, resulting in rejected claims. TPD claims also contain small print, hidden eligibility clauses and exclusions that are notoriously difficult to understand.
Our dedicated TPD lawyers can manage the entire process with no upfront fees—filing your claim, negotiating settlements, and standing by you in court if necessary. Your primary focus? Getting back to a quality life.
Enquire NowWe’ve helped hundreds of clients since 2018
Daphne
After Daphne’s husband passed away from Mesothelioma, Rogalski Lawyers stepped in to ease the burden of understanding the legal requirements and claim process that followed.
Gareth
We wouldn’t take no for an answer or less than Gareth deserved when he lost his savings after a motor vehicle crash.
John
John rates Rogalski Lawyers’s legal service a 10 out of 10! We are glad to have made the asbestos claim process straightforward and stress-free.
Want to know if you have a claim?
Our lighting-fast, user-friendly online claim checker can confirm if you have a valid claim.
TPD Claim FAQs
My injuries are not work-related, can I still make a TPD claim?
Yes. You can make a claim against your superannuation or insurance policy irrespective of whether your injury occurred during your employment, self-employment or in a non-occupational context.
How much will it cost me in legal fees?
Rogalski Lawyers offers a no-obligation free case assessment and then acts on a No Win, No Fee policy. We provide you with full disclosure of our legal fees if we believe you have a viable claim and always ensure that you receive the majority of compensation.
How long does it take?
Usually, TPD claims finalise faster than other compensation cases. With a skilled lawyer’s help, your TPD claim might get sorted in 4 to 6 months. Each TPD claim varies, and your situation will determine the specific timeframe and paperwork needed.
Can I make more than one TPD claim?
Yes. If TPD covers you in more than one super fund, you might qualify to claim from each fund for the same injury or illness.
Many Australians don’t realise multiple super funds can cover them. For instance, when you switch jobs and still need to merge your super. Having multiple funds means multiple TPD insurance policies.
However, winning one claim doesn’t guarantee success in others. Each fund has its own rules, so each case is unique. Some funds might not pay if you’ve already received a benefit. Our specialised team offers free, no-obligation consultations—reach out today.
What if I wasn’t injured at work?
You don’t have to have been injured at work to be eligible for a TPD claim. However, if it did happen at work, you may also qualify for Workers’ Compensation and other benefits.
Does it matter if no one was at fault?
No, you don’t need to prove someone else was at fault to receive compensation.
What if I'm capable of doing some work?
You don’t always mean being bedridden or incapacitated. Some policies need evidence that you can’t perform your usual job or any job aligned with your skills and background.
For example, even if doctors clear you for office work, having a background in construction could still qualify you for a TPD claim.